Financial products used to implement and pursue your financial planning goals.
Investment Services:*
We recognize the commitment and responsibility we undertake when we provide investment advice. That's why we listen closely to your needs and concerns, and deliver high quality investment services that correspond to your unique objectives. We encourage each one of our clients to go through both a risk analysis and an asset allocation survey to ensure that any strategic investment planning we do truly reflects his/her financial goals.
Business Continuation:
Working with your other professional advisors, we design, implement and provide funding alternatives for business continuation and/or succession plans to protect against premature death or disability. By providing business valuation services, and tax succession plans, we can help your business succeed both today and tomorrow.
Retirement Plans:
Through National Retirement Plan Advisors (NRPA), our associates can offer full services for qualified retirement plans. For businesses which sponsor a qualified plan, we can deliver plan design and administration.
Trust and Estate Planning Strategies:
We offer services from several Trust companies, including American Guaranty & Trust Co. (AG&T) of Wilmington, Delaware. Trusts can be ideal for keeping assets out of probate and for reducing estate and income taxes. They can be used to transfer assets for the protection of your heirs, to avoid taxation of life insurance proceeds in your estate and to keep your assets intact while paying income to someone you designate. Through the use of various trusts and other planning techniques, we can help you protect what you've worked a lifetime to build, and make sure that your assets are distributed as you want them to be.
Life Insurance:
Life and disability income insurance are about risk. Risk is the exposure to the possibility of loss, and it can be assumed, ignored, or transferred to a risk bearer. By asking the right questions and listening to your answers, we are able to recommend and help you implement strategies to meet your personal and business goals and objectives.
Disability Income Insurance:**
Through some of the country’s leading disability providers, we can help you design and implement appropriate personal and business disability insurance that will help you and your employees replace the flow of income lost due to periods of sickness or following an accident.
Employee Benefits:
Our custom designed, qualified and non-qualified employee benefit programs include:
- Equity Split Dollar using corporate dollars for personal insurance.
- Executive Bonus Plans fully tax deductible to the employer and totally selective in participation.
- Deferred Compensation Plans provides maximum corporate flexibility and control
- Salary Continuation Plans provides maximum security for key executives.
Key Advisors Group is also a member of the Delaware Valley Family Business Center. Click here for Delaware Valley Family Business Center.
Products and Services provided through National Life Insurance Company and its affiliates:
National Life Insurance Company, established in 1850 and based in Montpelier, Vermont. National Life offers a wide range of life insurance, annuities. It is licensed to do business in all 50 states and the District of Columbia.
Life Insurance Company of the Southwest, based in Dallas, Texas and established in 1954, is an independent subsidiary of National Life and a recognized leader and provider of annuity products. LSW is licensed in all states except New York. LSW is a separate entity and not responsible for National Life's financial condition or contractual obligations
Equity Services, Inc. is a broker-dealer and fee-based registered investment advisor affiliate of National Life Insurance Company, One National Life Drive, Montpelier, Vermont 05604 (802) 229-3900
The Sentinel Companies serving the needs of investors since 1934. Montpelier, Vermont.
National Retirement Plan Advisors offers clients the benefit of more than 60 years experience in providing comprehensive retirement plan products and services. Montpelier, Vermont.
* Securities and Investment Advisory Services are offered solely by Equity Services, Inc., Member FINRA/SIPC, a Broker/Dealer and Registered Investment Adviser, 500 Franklin Avenue, Unit 5, Berlin, Maryland 21811 (410) 629-0357. All of the above companies are affiliated unless otherwise noted. Key Advisors Group is independent of all companies referenced. Securities involve risks, including the possible loss of principal invested.
** Disability insurance is available through representatives who are independently contracted with one or more disability insurers. Disability insurance is not underwritten nor issued by National Life Insurance Company or its affiliates.
